Seguros La Previsora \u200b\u200bbe devoted to the care of the excluded sectors. Tomás Sánchez Rondón, president of the company, stressed that the presence of this institution is essential for the consolidation of the National Socialist Joint Security and Social Assistance, which is expected to ensure that Venezuelans access to the services required for their welfare.
the Fourth Republic in strategies to overcome poverty experienced no legitimate identification mechanism, simply failed. Now, in the last decade, the regulatory framework, institutional and socio-political has changed and deepened its attention on the excluded. This was considered Tomás Sánchez Rondón, president of The Insurance Sighted, for whom social inclusion in the insurance scheme is a task to be addressed.
"When you go into the neighborhoods, we find that people do not have any insurance, even though it has, thank God with the Mission Barrio Adentro and the Integrated Diagnostic Centers, but only those working in the economy enjoy formal insurance, "he said. For this reason, said that Seguros La Previsora, now owned company, aims to create and provide a set of policies supportive character to serve the disadvantaged, even for organized segments such as community councils, students, motorized taxi drivers, among others.
Furthermore, within the social development area established under the Plan Simón Bolívar, is a very interesting building institutional-ups with social ownership and other forms of collective organization that require our attention, either with special policies for the purposes to protect their assets, as well as those involved in various areas of social management and social production.
Rondón Sánchez said they already have several projects in development, but declined to give details, because in the short term will be subject to approval by the National Superintendency of Insurance, which will assess the conditions techniques and their feasibility and once approved, will give the green light to its implementation. "The Previsora \u200b\u200bis a company dedicated to the care of the excluded sectors," he said.
However, he clarified that the company will continue to serve the traditional segments that were previously occupied: people, companies. "But now we will add the social, because I am convinced that is the necessary complement to satisfy all sectors of the community," he said
New Insurance Act regulates prepaid medicine.
The president of the Insurance Chamber Venezuela, Alesia Rodriguez, reported that the new Insurance Act has positive elements such as the incorporation of several actors who were not regulated as medicine prepaid insurance cooperative insurance and solidarity, but there are many aspects that can affect the activity.
Also, Rodriguez said in a statement to Globovisión that insurance is complementary mechanisms, but said that "the issues that are not themselves undermine security throughout the system." "The law includes additional costs and risks that will need new businesses." Rodriguez emphasized that it is not "true that the Act has removed the funding because insurance companies have never been authorized to lend.
Superintendent of Insurance defined in the policy settings.
Although the Insurance Activity Act is in effect, changes in coverage policies shall take effect when the Insurance authorize adjustment plans of the companies. According to the text, firms must change the terms of contracts and may not refuse to cover emergency cases, not set limitations on access and should include pre-existing conditions.
The chief executive of the Insurance Chamber Venezuela (CAV), Alesia Rodriguez, says that companies have 60 days to submit plans to the agency, but said that "there are several points to define the products, the characteristics they should have, whether they are sustainable and can answer technical coverage." He says that while the settings are not defined "existing contracts remain valid, because this law is not retroactive."
regard to the costs that will have the products, the president of the Organization notes that "we are in an inflationary economy and price behavior as well as the claims affect the cost." A trial in the instrument exists too much discretion, especially in the setting of prices of insurance policies.
The Insurance Activity Act states that the supervisory body will bring new risks to be covered, such as agricultural cooperatives and those of the popular community. Rodriguez notes that these are issues to be clarified in the adjustment program.
The new legal framework that regulates the insurance industry conditions to funding set premiums so that those who opt for the scheme's funding policies can no longer use the contracts as collateral. The president of the Chamber of Insurance says, on this point, that "the restriction of using the policy to guarantee the funding process will be slow, the analysis from now on will be more stringent. "
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